In a world where dating can feel like a chore, it’s not surprising that singles are getting pickier about who they date. In a recent study, millennials stated that their biggest dating “dealbreaker” is credit card debt – more than having too many loans or irresponsible spending!

Why?

Credit card debt can be a deal breaker in dating for several reasons:

1. Financial Compatibility: Money is one of the most significant sources of stress in a relationship. It can cause conflicts, misunderstandings, and even breakups. If one partner has a lot of credit card debt, it may create financial incompatibility with the other partner who has different spending habits and financial goals.
2. Future Goals: Credit card debt can impact future financial goals, such as buying a house, starting a family, or saving for retirement. If one partner has a lot of credit card debt, it may limit the couple’s ability to achieve these goals, which can lead to tension and disappointment. Of course, if you’re just looking for fun, casual dating — then this might not be an issue.
3. Trust: Debt can be a sensitive topic, and if one partner hides or minimizes their credit card debt, it can break trust and erode the foundation of the relationship. Being transparent about debt and money can help build a strong foundation of trust and honesty in a relationship.
4. Responsibility: Credit card debt can be a sign of financial irresponsibility or poor money management skills, which can be unattractive to some people. If one partner has a lot of credit card debt, it may signal to the other partner that they are not responsible with their money, which can be a turn-off.

So, if you’re looking to settle down (and maybe even if you just want to snag a date) — it might be time to cut that Visa in half!